The following Terms are the terms and conditions which apply to your use of this site.

By accessing this website you agree as follows:

. The information on this website does not constitute legal or professional advice. We will not be liable for your reliance on any information contained in this website.

. To the maximum extent permitted by law, all warranties (express or implied) are excluded in relation to the information contained in this website provided that there is no intention to contract out of the Consumer Guarantees Act 1993 unless you are using this site for the purpose of a business, in which case you agree that the Act will not apply.

. We will not be liable to you or any other person for any damages or losses (including without limitation, financial loss or any other consequential losses) suffered by you as a result of your access to or use of this website or any sites linked to this website.

. All copyright and intellectual property rights in the text, graphics and overall design of this website are our property unless otherwise stated.

. You may print out or download to your personal computer information from this website for your personal use only. Any other copying or use of the information on this site is strictly prohibited.

. We are not responsible for any information contained on sites which this website provides links to, nor for any third party content which can be accessed through this website. The inclusion of any link on this website is not an endorsement of the linked site.

. We reserve the right to change these Terms of Use at any time.

. The laws of New Zealand apply to this website and all users submit to the jurisdiction of New Zealand courts.